HP 10BII+ user manual

The HP 10bII+ financial calculator is useful for various calculations such as cash flows, interest rates, loan payments, standard deviation, and mean. Here's how to use it:
1. Power on the device: Look for the ON/OFF button, usually at the right corner below the screen. Press it to power on the device.
2. Clear all previous calculations: Press the "C" key or "CE/C" depending on the model to clear any previous calculations.
3. Enter values: Just press the respective number keys to input your values.
4. Use mathematical operations: Use the addition (+), subtraction (-), multiplication (x), and division (/) keys for basic operations. The "=" key will give you the result.
5. Use financial functions: The calculator has various financial functions such as Present Value (PV), Future Value (FV), Payment (PMT), Interest Rate (I/YR), Number of Periods (N). You can enter data into these functions and use the "=" key to calculate them.
6. Use statistical functions: For accessing statistical functions like standard deviation and mean, press the "Stat" key (may have to press shift or similar key first on some models), then enter your data values and select the desired statistical function.
7. To calculate percentages, enter the number, hit the "%" button, then the operation. For example, to calculate 7% of 200, you would type 7, hit the "%", type 200, then hit "*".
8. To calculate interest, you'll use a combination of N, I/YR, PV, PMT, and FV buttons.
Note: Always refer to your user guide or manual for specific functions as this is a general guide and may vary slightly with different versions of the HP 10bII+.

The HP 10bII Plus is an upgraded version of the HP 10bII financial calculator. Here are the key differences between the two:
1. Design: The HP 10bII Plus has a slightly different design and appearance compared to the original 10bII. It may have a more modern look and feel with improved buttons and display.
2. Display: The 10bII Plus may have an enhanced display with improved contrast and readability, making it easier to view calculations and results.
3. Memory: The 10bII Plus typically has more built-in memory compared to the original 10bII, allowing for the storage of more calculations and variables.
4. Functionality: While both calculators offer essential financial functions, the 10bII Plus often includes additional features. These could include more advanced statistical functions, depreciation calculations, and date calculations. The specific advancements may vary based on the version and firmware of the 10bII Plus.
5. Solver Function: The 10bII Plus usually comes with a Solver function, which allows users to solve equations or formulas for different variables. This feature is not available on the original 10bII.
Overall, the HP 10bII Plus offers increased functionality, improved display, and potentially better usability compared to the original HP 10bII financial calculator.

To set your HP 10bII calculator to calculate 1 payment per year, you need to adjust the settings for the number of compounding periods per year. Here's how you can do it:
1. Turn on your HP 10bII calculator.
. Press the "C" button to clear any previous calculations.
3. Press the "f" button, followed by the "P/YR" button.
4. Enter "1" to set the number of payments per year to 1.
5. Press the "Enter" button or any other button to exit the setting.
Now, your HP 10bII calculator is set to calculate 1 payment per year.