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Loan Pro Lite
for the Palm Computing® Platform
version 1.0
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Loan Pro Lite 1 Infinity Softworks, Inc. End User License Agreement IMPORTANT: THIS IS A LEGAL AGREEMENT BETWEEN YOU (EITHER AN INDIVIDUAL OR AN ENTITY) AND INFINITY SOFTWORKS, INC. BY USING THIS SOFTWARE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS LICENSE AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ITS TERMS. YOU FURTHER AGREE THAT IT IS THE FULL AND COMPLETE AGREEMENT BETWEEN US, SUPERSEDING ALL PRIOR WRITTEN OR VERBAL AGREEMENTS OF ANY KIND. IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO
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Loan Pro Lite 2 Infinity Softworks, Inc. purchase. This Limited Warranty is void if failure of the SOFTWARE has resulted from accident, abuse, or misapplication. Any replacement SOFTWARE will be warranted for the remainder of the original warranty period or thirty (30) days, whichever is longer. Neither these remedies nor any product support services are available outside the United States without proof of purchase from an authorized non-U.S. source. NO OTHER WARRANTIES. To the maximum exten
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Loan Pro Lite 3 Infinity Softworks, Inc. Table of Contents End User License Agreement ................................................................................................................1 Table of Contents....................................................................................................................................3 Loan Pro Lite Overview..........................................................................................................................4 How
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Loan Pro Lite 4 Infinity Softworks, Inc. Loan Pro Lite Overview Developed by the makers of the Palm™ connected organizer’s number one financial calculator, Loan Pro Lite makes computing loans and mortgages simple. Its easy interface eliminates the need to remember cryptic methods of storing, recalling and analyzing data, giving its user an advanced loan calculator in the palm of the hand. How Did I Get Loan Pro Lite? At the end of the trial time for Loan Pro, Loan Pro Lite becomes available. T
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Loan Pro Lite 5 Infinity Softworks, Inc. Main Screen Loan Pro Lite’s Main screen displays all variables and calculations at the same time for easy analysis. The Screen The Main screen consists of a data area, one button at the bottom of the screen, and access to additional functions via the menu. The data area consists of three columns, from left to right across the screen: • Variable Label: the data item’s name. • Variable Amount: the amount associated with the data item. • Compute Indicator: s
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Loan Pro Lite 6 Infinity Softworks, Inc. • Down%: the down payment made for the product, entered as a percentage. This is not necessary if the price is the loan amount. This should be entered as a percentage (8.5% should be entered as “8.5”). • Payment: the amount paid each month for the loan. • Int Rate%: the loan’s interest rate. This should be entered as a percentage (8.5% should be entered as “8.5”). • Loan Years: the number of years for the loan. Partial years can be entered as a fractio
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Loan Pro Lite 7 Infinity Softworks, Inc. Input Screen Loan Pro’s Input screen is used to enter data, perform calculations, and move amounts to other applications. The Screen The screen is similar to a calculator’s keypad. The following have similar functionality: • 0 – 9 • Decimal Point • Backspace (<--): backs up one digit at a time. This works for numbers that are currently being entered, not for numbers recalled from the Main, Amortization or Summary screens. • CE/C: the first tap clears th
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Loan Pro Lite 8 Infinity Softworks, Inc. Exiting the Input Screen There are two buttons available for exiting the Input screen: • Save: tapping this button in the top, right corner of the Input screen saves the data entered for the current variable. • Cancel: throws away changes made in the Input screen. This is the default button. In other words, if changes are being made in the Input screen and your Palm Computing device is switched to a different application, the new information will be thr
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Loan Pro Lite 9 Infinity Softworks, Inc. Example Home Mortgage Problem: A client wants to buy a $200,000 home with 35% down and 7% interest. The loan is for 30 years. What is the monthly payment? Solution: Tap the variable’s label or amount to enter information into the Input screen. The following should be entered: Location Entry Comments Clear… Clear the display before starting Price 200000 The home’s price is $200,000 Down% 35 The client can put 35% down Int Rate 7 The yearly interest rate
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Loan Pro Lite 10 Infinity Softworks, Inc. Additional Information Contacting Infinity Softworks Web www.infinitysw.com/supra support@infinitysw.com th Mail 1315 NW 185 Avenue, PMB 180 Beaverton, Oregon 97006 Legal Infinity Softworks, Inc., makes no warranty, either expressed or implied, including but not limited to any implied warranties of merchantability and fitness for a particular purpose, regarding any programs or book materials and makes such materials available solely on an "as- is" basi